Self-Managed Super Funds

A Self-Managed Super Fund (SMSF) is a superannuation fund that you own and manage. It gives you complete control over how your retirement savings are invested, with the flexibility to take advantage of investment opportunities quickly and in a tax-effective manner.

You can invest in traditional asset classes such as shares or property, as well as alternative investments such as direct property, business premises, unlisted shares or artwork. SMSFs may also provide tax advantages and offer lower fees than standard super funds.

However, SMSFs aren’t for everyone. As an SMSF trustee, you are responsible for developing an investment strategy, making investment decisions and complying with all superannuation laws and tax regulations. It can be complex and time-consuming, so is best suited to those with strong financial knowledge and a significant amount of superannuation to invest.

EQ Wealth is accredited as an SMSF specialist by the SMSF Professionals’ Association of Australia (SPAA) and works closely with clients to provide sound financial advice, investment strategies and administrative support for their SMSF.

We consider your SMSF as one part of your overall financial strategy and incorporate it into your estate plan, to make sure your wealth is eventually transferred to your children and other beneficiaries in the most tax-effective way possible.